A creditor in a bankruptcy case is a person or entity to whom the debtor (the person or entity that filed for bankruptcy) owes money or who claims to be owed money by the debtor. If you have received a notice from the court about a particular bankruptcy case, it means that the debtor has listed you in the debtor's bankruptcy case as someone to whom the debtor owes money or might owe money.
Because of the Automatic Stay you are not allowed to begin or continue any efforts to collect the debt owed to you by the person or entity who has filed bankruptcy, and you should contact an attorney for advice on how to proceed.
For a general overview of bankruptcy and links to additional information, see the Understanding Bankruptcy page.
Reporting Debtor Fraud
If you believe the debtor is hiding money or property or is being untruthful in a bankruptcy case, call or write the U.S. Trustee (503-326-4000 for Portland cases; 541-465-6330 for Eugene cases) or the case trustee.
You can also send an email to the U.S. Trustee's Fraud Hotline at USTP.Bankruptcy.Fraud@usdoj.gov. Guidelines for using the hotline are posted at the U.S. Trustee's web site. If you have questions about what is happening in a particular bankruptcy case, call the case trustee.
Filing a Proof of Claim
To file a proof of claim using ePOC, click here.
Obtaining Bankruptcy Case Information
To get information about a bankruptcy case, you can:
(1) Call VCIS (Voice Case Information System) for free basic case data by dialing 866-222- 8029. You may say "Oregon" or you may press #27.
(2) Access PACER (real-time access to all case data from the internet). PACER requires an account available at http://www.pacer.gov or call 800-676-6856.
(3) Review Frequently Asked Questions ("FAQ") by creditors.
Electronic Filing of Documents
If you need to file only claims, amended claims, withdrawals of claims, and Rule 3002 Supplements, please use ePOC.
If you would also like to electronically file other documents (for example, reaffirmation agreements, requests for notice, etc.), please visit our Electronic Filing for Creditors page and follow the steps to become a registered ECF user.
Pro Bono Program
Click here to learn more about the U.S. Bankruptcy Court's Pro Bono Program if you cannot afford an attorney.